A Clear, Calm Approach to Complex Work

NewWave FinTech Consulting exists to help leaders bring clarity, alignment, and disciplined execution to moments that matter.

The firm was founded on a simple observation:


Most execution problems are not caused by poor strategy or lack of effort. They are caused by complexity that obscures priorities, weakens alignment, and slows decision-making.

NewWave was created to address that gap.

Digital illustration of a stylized ocean wave made of binary code and circuit lines, with the words 'NEW WAVE' and 'Fintech Consulting LLC' below.

Why NewWave Exists

In banking, fintech, and SaaS environments, leaders operate under constant pressure:

  • Growth introduces complexity

  • Technology evolves faster than organizations adapt

  • Regulatory and customer expectations continue to rise

  • Teams are asked to move faster with fewer margins for error

In these conditions, progress often stalls not because leaders lack capability, but because clarity has been lost.

NewWave exists to restore that clarity and help organizations execute with confidence.

An Operator-Led Firm by Design

NewWave is intentionally operator-led.

The firm is built around the leadership, judgment, and experience of Scott C. Harvey, a seasoned fintech and banking technology executive with more than three decades of hands-on experience across strategy, operations, technology, delivery, and customer-facing teams.

Scott has personally done the work across the full lifecycle, from support and implementations to development, QA, product, professional services, and executive leadership, and then led it at scale.

That perspective shapes how NewWave works, what it prioritizes, and how it supports leaders.

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Scott C. Harvey, Founder & Principal

NewWave FinTech Consulting is led by Scott Harvey, a seasoned banking and fintech operator with more than three decades of experience owning outcomes across strategy, operations, technology, delivery, and customer-facing teams.

Scott has personally done the work across the full lifecycle, from support and implementations to development, QA, product, professional services, and executive leadership, and then led those functions at scale in complex, regulated environments.

That experience shapes how NewWave operates. Scott leads engagements directly, bringing executive-level problem framing, independent judgment, and hands-on leadership support when clarity, credibility, and execution matter most.

NewWave is not built around leveraged teams or delegated delivery.
It is built around senior accountability and operator-led work.

Extended Operating Network

While NewWave is intentionally principal-led, the work is supported by a trusted network of senior operators, subject-matter experts, and former industry leaders who can be engaged as needed. This network spans banking operations, regulatory and compliance leadership, core and payments platforms, fintech partnerships, delivery and transformation leadership, and go-to-market execution. When additional expertise or capacity is required, NewWave selectively brings in the right experience at the right time, without introducing unnecessary overhead or complexity.

The Philosophy Behind the Work

NewWave’s work is guided by a few core beliefs:

  • Clarity precedes execution.
    Without shared understanding of priorities, ownership, and outcomes, execution degrades.

  • Alignment reduces friction.
    When people, processes, and technology move in the same direction, progress accelerates.

  • Experience matters.
    Judgment earned through real operating responsibility reduces risk and shortens the path to results.

  • Structure should enable, not constrain.
    The right structure creates focus and momentum, not bureaucracy.

These beliefs are embedded in every engagement.

The Clarity Alignment Framework™

NewWave’s approach is grounded in The Clarity Alignment Framework™, a practical, repeatable model designed to help leaders navigate complexity without adding unnecessary process.

The framework reflects years of operating experience and is used to:

  • Clarify what matters most

  • Align teams and systems around shared outcomes

  • Support disciplined, measurable execution

It is not a program or a prescription.
It is a way of thinking and working that adapts to context.

How NewWave Works

NewWave engages with leaders as a partner, not a vendor.

The firm works alongside executive teams to:

  • Reduce complexity and decision friction

  • Strengthen execution confidence

  • Provide structure during periods of growth, change, or uncertainty

Engagements are collaborative, focused, and designed to leave organizations stronger than they were before.

A Deliberate Choice

NewWave is intentionally small and focused.

This allows the work to remain:

  • Hands-on

  • Thoughtful

  • Grounded in accountability

  • Aligned with leadership priorities

The goal is not scale for its own sake.
The goal is impact that lasts.

A Thoughtful Next Step

If you are navigating complexity and want to understand whether NewWave is the right partner for your situation, the best place to start is a conversation.

Let’s talk through what clarity looks like for your organization.